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HCN Grants Est. 2026
No. CPD-2600-DC-0019 · Department of Housing and Urban Development
Open

Self-Help Homeownership Opportunity Program (SHOP)

Dealbreakers No cost share required Audit: not stated
Not reimbursement-only
““SHOP grantees must use all SHOP grant funds within 24 months of the date that grant funds are available for drawdown in the Grantee's line of credit.”” — From the announcement

At a glance

The SHOP program gives competitive grants to national and regional nonprofit organizations and consortia to buy home sites and build or improve infrastructure for sweat-equity and volunteer-based homeownership projects. It also supports the production of affordable housing for low-income people and families, including veterans, homeless persons, first responders, and people with disabilities. About $24 million is available, with an estimated 7 awards. Eligible applicants are public or private nonprofits, faith-based organizations, and consortia of nonprofits; individuals, foreign entities, and sole proprietorships cannot apply. Applicants must serve at least two states, and the program requires development of at least 30 SHOP units, with average grant spending for land and infrastructure not more than $25,000 per homeownership unit.

AI-generated summary — verify against the announcement

What it funds

  • Community Development
  • Housing
  • Opportunity Zone Benefits
  • Direct Service Delivery
  • Infrastructure, Construction & Shared Facilities
  • General Public / Community-wide
  • Low-Income & Underserved Communities
  • People with Disabilities
  • Veterans, Military & Public-Safety Personnel
  • Housing, Homelessness & Community Development
Official description from grants.gov

This NOFO solicits applications for the Self-Help Homeownership Opportunity Program (SHOP). This grant awards funds to eligible national and regional nonprofit organizations and consortia to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs. The SHOP program is a tool to promote the production of affordable housing for low-income persons and families, including first-responders, veterans, and persons with disabilities, while fostering safe, stable neighborhoods in communities nationwide.The SHOP grant program provides competitive awards to national and regional nonprofit organizations and consortia to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs and to promote the production of affordable housing for low-income persons and families, including veterans, homeless persons , first responders, and persons with disabilities . The SHOP units must:Be sold to homebuyers at below market prices;Homebuyers must be low-income and contribute a significant amount of sweat equity towards the development of their SHOP home; andSHOP homes must be non-luxury units that comply with state and local codes, ordinances, and zoning requirements, and with all other SHOP requirements.Applicants must also:Propose to use a significant amount of SHOP grant funds in at least two states.Use the SHOP grant funds for only land acquisition, infrastructure improvements, and reasonable and necessary planning and administration costs (not to exceed 10 percent).The average SHOP expense for the combined cost of land acquisition and infrastructure improvements cannot exceed $25,000 per SHOP unit.Applicants must leverage other public and private funds to pay for the construction or rehabilitation costs of every SHOP unit.Leveraged funds may also be used for other program costs not covered by SHOP grant funds.All communications between HUD, SHOP applicants, SHOP awardees, and SHOP beneficiaries must be in English. The application must be received through Grants.gov in English.This NOFO makes available $24,000,000 ($12,000,000 in FY2025 and $12,000,000 in FY2024) to carry out eligible activities of the SHOP program.

Who can apply

  • Nonprofits with 501(c)(3) status (other than higher education)
  • Others
Geographic restriction None found in the announcement — likely nationwide